What to do if you get into a car accident

Torey Maerz • April 12, 2023

Getting into a car accident can be scary and stressful, but knowing what to do ahead of time can make all the difference.



Make sure everyone is ok

First, check to make sure everyone involved in the accident is okay. If anyone is injured, call 911 right away. Even if no one appears to be hurt, it's always a good idea to call the police. They can help document the accident and file a report, which can be helpful when filing an insurance claim.


Exchange information

Once you've made sure everyone is safe, it's time to start exchanging information. You'll want to get the other driver's name, contact information, and insurance information. Be sure to also get the names and contact information of any witnesses who may have seen the accident.


Document the details

Now it's time to document the accident. Take pictures of the damage to both vehicles and the surrounding area. If possible, make note of the weather conditions and any other factors that may have contributed to the accident.


Notify your insurance company

Once you've exchanged information and documented the accident, it's time to notify your insurance company or your agent. Even if you don't think you'll be filing a claim, it's a good idea to let them know what happened. They can help guide you through the next steps and may even have recommendations for a reputable repair shop.


Take care of yourself and your car

Finally, make sure to follow up on any medical care or repairs that may be needed. It's always better to err on the side of caution when it comes to your health and the state of your vehicle.


Getting into a car accident can be a stressful and overwhelming experience, but knowing what to do ahead of time can make it a little less scary.


Drive safely and always wear your seat belt!

Recent posts

What does life insurance cover?
By Am Seo November 28, 2025
Learn what life insurance covers and how it can protect your loved ones. Select a plan that ensures financial stability and peace of mind.
Agent explaining to a client what is renters insurance typical coverage.
By Am Seo November 14, 2025
Find out what renters insurance’s typical coverage includes and what it protects. Get a plan that keeps your belongings safe and provides peace of mind.